metzgerfinancialservices.com,stocks,lima oh mutual funds, variable annuities, - Long-Term Care Self Insurance : Calculator: Long-Term Care Self Insurance

Nobody wants to think about the possibility of needing long-term care. But if, somewhere down the line, you and/or your spouse do need assistance, will you have the funds available to pay for care? How much will an extended stay in a nursing facility or care received in your own home cost? Will you be able to meet this cost and still pay your and/or your spouse’s personal living expenses? Will there be enough left over to provide an inheritance for your loved ones or your favorite charity? Does it make sense to self-insure when private long-term care coverage is available? This calculator will assist you in answering these questions.

What is your current age?
At what age do you want to assume that you begin to use long-term-care services?
What inflation rate for long-term-care services do you wish to assume?	%
What is the current daily cost of a nursing/long-term care facility in your area? (The current average daily nursing home cost nationwide is $213 according to the 2012 Field Guide, National Underwriter, but in some areas of the country, and/or for a private room at a high-quality facility, the daily amount can easily exceed $300.)	$

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We can not and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues. Calculators provided by Emerald Connect, Inc.

Securities and investment advisory services offered through ING Financial Partners, Inc., member FINRA, SIPC.

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We are licensed to sell Insurance Products in the following states:
Arkansas, Indiana, North Carolina, New York, Ohio.

We are registered to sell Securities in the following states:
Florida, Indiana, Michigan, Missouri, North Carolina, New York, Ohio.